Terms & Conditions

Effective Date: March 19, 2026

Welcome to AEGIS MEDICAL RCM INC. By accessing our website or using our services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully before proceeding.

1. Acceptance of Terms

By using our website (aegis-medical-rcm.com) or submitting an application for funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.

If you do not agree with any part of these Terms, you must not use our website or services.

2. Services Provided

AEGIS MEDICAL RCM INC is a direct business lender providing financing solutions to healthcare providers and related businesses. Our services include, but are not limited to:

• Working capital loans
• Equipment financing
• Revenue-based financing
• Business expansion funding
• Accounts receivable financing
• Commercial real estate financing

All funding is subject to application approval, underwriting review, and execution of separate loan or financing agreements.

3. Eligibility and Application Process

Eligibility

To apply for funding, you must:

• Be at least 18 years of age
• Have the legal authority to bind the business entity you represent
• Operate a legitimate business in good standing
• Provide accurate and complete information in your application

Application Review

Submission of an application does not guarantee approval or funding. We reserve the right to:

• Request additional documentation or information
• Approve, modify, or deny any application at our sole discretion
• Offer alternative financing structures or amounts
• Terminate the application process at any time

4. Loan Terms and Agreements

If your application is approved, you will receive a formal loan agreement or financing contract detailing:

• Principal amount and funding structure
• Repayment terms and schedule
• Interest rates, fees, and total cost of capital
• Collateral or security requirements (if applicable)
• Default provisions and remedies

You are responsible for reviewing all terms carefully before signing. Once executed, the loan agreement becomes a legally binding contract separate from these website Terms.

5. SMS Terms & Conditions

6. Prohibited Uses

You agree not to use our website or services for any unlawful or prohibited purpose, including but not limited to:

• Providing false, misleading, or fraudulent information
• Impersonating any person or entity
• Attempting to gain unauthorized access to our systems
• Transmitting viruses, malware, or harmful code
• Violating any applicable laws or regulations
• Using our services to support illegal activities

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of AEGIS MEDICAL RCM INC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

• Uninterrupted or error-free operation of our website
• Accuracy or completeness of information provided
• Approval of any funding application
• Specific results or outcomes from using our services

9. Limitation of Liability

To the fullest extent permitted by law, AEGIS MEDICAL RCM INC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use our website or services
• Errors or omissions in website content
• Unauthorized access to or alteration of your data
• Denial of a funding application
• Any other matter relating to our services

Our total liability to you for any claim shall not exceed the amount of fees you have paid to us, if any.

10. Indemnification

You agree to indemnify, defend, and hold harmless AEGIS MEDICAL RCM INC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including attorneys' fees) arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any third-party rights
• Any fraudulent or unlawful conduct

11. Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review it carefully.

12. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or control these external sites and are not responsible for their content, privacy practices, or terms of service.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after changes are posted constitutes acceptance of the modified Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Houston, Texas, in accordance with the rules of the American Arbitration Association.

You waive any right to participate in class action lawsuits or class-wide arbitration.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any executed loan agreements, constitute the entire agreement between you and AEGIS MEDICAL RCM INC regarding your use of our website and services.

17. Contact Information

If you have questions about these Terms, please contact us:

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.